Dubai for life迪拜生活
Summer, sea and sun — a place to enjoy life.夏天、大海、阳光，享受美好生活的地方。
Year-round pools, modern beaches and an international community where everyone finds their place.全年可用的泳池、现代化海滩与包容的国际社区，每个人都能找到归属。
Business Bay · Dubai迪拜 · Business Bay
30+ leading developers30+ 领先开发商
Buy remotely, from anywhere身在海外也能远程置业
Middle East Real Estate Service Platform中东房地产服务平台
Tailor-made investment solutions with full-process support for asset appreciation — from your first viewing to your title deed and beyond.量身定制的迪拜房产投资方案，从看房、签约到产权证书与资产托管，全流程助你实现资产增值。
0%Personal income tax个人所得税
6–8%Average rental yield平均租金收益
100%Foreign ownership外资所有权
10-yrGolden Visa available黄金签证
Partnering with Dubai’s top developers与迪拜顶级开发商合作
- EMAAR
- NAKHEEL
- DAMAC
- DUBAI HOLDING
- ALDAR
Westburry Tower, 3FAl Abraj Street, Business BayBusiness Bay · Al Abraj 街
01 · About us01 · 关于我们
An international real estate and investment advisory, headquartered in Dubai.总部位于迪拜的国际房地产投资服务公司。
Future Capital provides comprehensive real estate investment solutions to clients worldwide. With deep market insight, a professional operations team and strong resource integration, we help clients preserve and grow their assets in one of the world’s most dynamic markets.Future Capital 为全球客户提供一站式房地产投资解决方案。凭借深入的市场洞察、专业的运营团队与强大的资源整合能力，我们帮助客户在全球最具活力的市场之一实现资产保值与增值。
Innovation创新Digital-first buying数字化购房体验
Technology科技Real-time asset tracking资产实时管理
Ethics道德Trust-based, transparent以信任为本，公开透明
Whether you are looking for an ideal home or high-yield opportunities, we put the client first — with tailored support and forward-looking market analysis.无论是寻找理想居所，还是寻求高收益机会，我们始终坚持客户至上，以定制化服务与前瞻性市场分析，为每位客户提供专属体验。
Company vision公司愿景
02 · Why Dubai02 · 为何投资迪拜
New opportunities for global asset allocation.全球资产配置的新机遇。
The economic and trade hub of the Middle East — and a focal point for investors worldwide.迪拜不仅是中东的经济贸易中心，更是全球投资者关注的焦点。
0%
Tax incentives税收优惠
Zero personal income tax and zero capital gains tax.零个人所得税、零资本利得税。
6–8%
Leading rental returns领先租金回报
Average annual rental yield across the Dubai market.迪拜房产市场平均年租金收益率。
12%+
Luxury residential growth高端住宅增长
Annual sales growth of luxury residential projects.高端住宅项目年销售增长率超过 12%。
100%
Foreign ownership外资完全所有权
Non-UAE investors can fully own freehold property.非阿联酋籍投资者可 100% 持有永久产权房产。
80%+
Expatriate population外籍人口占比
A growing international population drives steady housing demand.外籍居民超过 80%，住房需求稳定增长。
60%
Strategic location战略区位
Of global markets within an 8-hour flight — between Europe, Asia and Africa.地处欧亚非交汇处，60% 的全球市场在 8 小时航程内。
Rental yield by type按房型租金收益
- Waterfront, short-term let临水公寓 · 短租up to 12%
- Studio开间公寓8–10%
- One-bedroom一居室6–8%
Easy financing融资便利
- Developer plan down payment开发商分期首付10–20%
- Mortgage loan-to-value按揭贷款成数50–80%
- Mortgage rate from按揭年利率3.99%
Residency & protection居留与资本保护
- Golden Visa for owners & family业主及家属黄金签证2 · 5 · 10 yr
- VAT增值税5%
- Currency controls外汇管制None无
Dubai is ahead of its time — it is becoming a capital of the world.迪拜领先于时代，正在成为世界之都。
A peaceful, prosperous oasis with an unrivalled lifestyle.一片和平、繁荣、拥有无与伦比生活方式的绿洲。
03 · Services03 · 我们的服务
Talk to a consultant咨询顾问
Full-process support, from search to settled.从选房到安居，全流程陪伴。
Primary and secondary, residential and commercial — sales and leasing handled by one dedicated team.一手与二手、住宅与商业地产的买卖与租赁，由同一支专属团队负责到底。
Advisory投资咨询
On-site and remote consultations tailored to your goals.现场与远程咨询，围绕你的目标定制方案。
- Market & project analysis市场与项目分析
- Tax, yield & privacy planning税务、收益与隐私规划
Buy · Sell · Rent买 · 卖 · 租
Residential and commercial property, off-plan and ready.住宅与商业地产，期房与现房。
- Individuals or corporate entities个人或公司名义持有
- Primary & secondary market一手与二手市场
Search & Viewings选房与看房
Shortlists built on your exact parameters, then guided viewings.按你的参数精准筛选，顾问陪同看房。
- Developer-price access开发商价格直达
- Negotiation on your behalf代表你议价谈判
Transaction Support交易办理
Your consultant guides every step to title deed.顾问全程指导，直至取得产权证书。
- SPA · MOU / Form F · NOCSPA · MOU / Form F · NOC
- Remote signing via POA可通过授权书远程签约
Financial Matters资金与贷款
Banking and payments handled end to end.银行与资金事务一站式办理。
- Bank accounts, transfers, FX开户、转账、换汇
- Mortgage arrangement协助安排按揭贷款
After-Sales售后服务
From keys to a home that is ready to live in.从交房到拎包入住。
- Utility activation水电网开通
- Interior design & fit-out室内设计与装修
Property Management物业托管
Keep your asset working while you are away.人不在迪拜，资产照样增值。
- Long-term leasing长期租赁管理
- Property & business custody房产与商业托管
Residency & Business居留与公司
Settle in the UAE with the right structure.以合适的架构在阿联酋落地。
- Residency visa support居留签证协助
- UAE company setup & management阿联酋公司设立与管理
30+Leading developers合作开发商
US$150K+Budgets we handle服务预算起点
04 · Our advantages04 · 我们的优势
Compelling reasons to work with us.选择我们的有力理由。
Our interaction with clients is built on trust. We value your time, your money and up-to-date information.我们与客户的合作建立在信任之上，珍视你的时间、资金与最新信息。
- 01
Developer price — or better开发商价格，甚至更低
We negotiate directly with developers, so you buy at developer price or below.我们直接与开发商议价，确保你以开发商价格或更低价格购入。
- 02
Honest, transparent advice诚实透明的建议
We only work with trusted developers and always disclose full property and deal details.只与值得信赖的开发商合作，始终完整披露房产与交易信息。
- 03
From US$150K to US$50M从 15 万到 5,000 万美元
A first family home or a US$50M business acquisition — we handle both.无论是第一套家庭住宅，还是 5,000 万美元的企业收购，我们都能承接。
- 04
One-stop, end to end一站式全流程
Purchase, renovation, resale and leasing — one team for the whole life of your asset.购买、翻新、转售、出租，一个团队覆盖资产全生命周期。
- 05
Local & government know-how本地与政府事务经验
Deep insight into the market and government processes lets us secure the best deals — even combining units into one feng-shui-aligned penthouse.深入了解市场与政府流程，助你谈下更好的交易；我们曾将多套公寓合并，并按风水原则重新设计顶层复式。
- 06
A global client base服务全球客户
Investors from China, the UK, India, Europe and the Gulf trust us with their Dubai portfolios.来自中国、英国、印度、欧洲及海湾国家的投资者把迪拜资产交给我们。
05 · How to buy05 · 购房流程
Buying in Dubai, step by step.在迪拜买房，一步一步来。
Clear process, clear costs. Choose off-plan from a developer, or a resale property on the secondary market.流程清楚，费用透明。可向开发商购买一手房（期房 / 现房），或在二手市场购买转售房产。
Choose your property挑选房产
Your consultant shortlists projects and units with you.顾问与你一起筛选项目与房源。
Booking Agreement签署预订协议
Sign the Booking Agreement and pay the booking amount and DLD registration fee.签署预订协议（Booking Agreement），支付预订款及注册费。
Sales & Purchase Agreement签署买卖协议 SPA
The developer prepares the SPA in your name — it can be signed fully remotely.开发商以你的名义出具 SPA，全程可远程完成，纸质版可快递签署。
Pay by construction plan按工程进度付款
Instalments follow construction milestones; you receive your Oqood (off-plan title).按与施工进度挂钩的付款计划分期支付，并获得期房房产证 OQOOD。
Handover & Title Deed交房并领取产权证
On completion and full payment, the DLD issues your Title Deed.竣工且付清全款后，由迪拜土地局签发现房产权证书 Title Deed。
Fees费用
| Item项目 | Cost费用 |
|---|---|
| DLD registration (one-off)迪拜土地局注册费（一次性） | 4% |
| Administrative fee行政费用 | US$400–1,400 |
| Oqood issuanceOQOOD 签发费 | US$11 |
| Title Deed issuance产权证书签发费 | US$158 |
| Agency commission中介佣金 | 0% |
| Total transaction cost总交易成本 | ≤ 4.5% |
Down payment 10–30%首付 10%–30%0% interest plans · 2–6 yrs免息分期 · 2–6 年Fully remote可全程远程
Developers sometimes waive 50–100% of the DLD fee.开发商有时会减免 50%–100% 的土地局注册费。
What you need所需文件
- Passport copy (residence visa & Emirates ID if available)护照复印件（如有，可附居留签证与阿联酋身份证）
- Email for official communication and your title电子邮箱（接收官方通知及产权证书）
- Contact phone number联系电话
- Residential address with postal code现居住地址及邮政编码
Reserve with a 10% deposit支付 10% 定金预订
The deposit is held by the broker — not released to the seller until completion.定金由经纪人保管，交易完成前不会转给卖方。
Documents & developer NOC准备文件与 NOC
We prepare all documents and obtain the developer's No Objection Certificate.我们准备全部文件，并向开发商申请无异议证书（NOC）。
Sign MOU / Form F签署 MOU / Form F
Up to 4 parties per deal. Can't attend? Sign a POA and complete remotely.每笔交易最多 4 方参与；无法到场可签授权书（POA）远程办理。
Transfer at the DLD土地局过户
Ownership is transferred and fees settled at the Dubai Land Department.在迪拜土地局完成过户并结清相关费用。
Receive your title取得产权证书
Title Deed or Oqood is emailed with a barcode — verifiable online or in the Dubai REST app.Title Deed 或 OQOOD 以带条形码的电子证书发送至邮箱，可在线或通过 Dubai REST 验证。
Fees费用
| Item项目 | Cost费用 |
|---|---|
| DLD registration (one-off)迪拜土地局注册费（一次性） | 4% |
| Admin fee · under AED 500K行政费 · 低于 50 万迪拉姆 | US$545 + VAT |
| Admin fee · over AED 500K行政费 · 高于 50 万迪拉姆 | US$1,090 + VAT |
| Oqood / Title Deed issuanceOQOOD / 产权证书签发费 | US$11 / 158 |
| Agency commission中介佣金 | 2% + 5% VAT |
| Total transaction cost总交易成本 | ≤ 6.5% |
NOC valid 15–30 daysNOC 有效期 15–30 天Off-plan resale: 30–40% paid期房转售需已付 30%–40%Service charges cleared需结清物业费
The deposit is non-refundable if the buyer cancels.如因买方原因取消交易，定金不予退还。
What you need所需文件
- Passport copy (residence visa & Emirates ID if available)护照复印件（如有，可附居留签证与阿联酋身份证）
- Email for official communication and your title电子邮箱（接收官方通知及产权证书）
- Contact phone number联系电话
- Residential address with postal code现居住地址及邮政编码
Indicative figures from Future Capital’s 2025 buyer guides; final costs follow DLD rules at the time of transaction.以上数据来自 Future Capital 2025 购房指南，仅供参考，实际费用以交易时迪拜土地局规定为准。
06 · Living in Dubai06 · 迪拜生活
The real draw is the way of life.真正的吸引力，是这里的生活方式。
Safety, sunshine, world-class schools and hospitals, and flights to most of the world within 8 hours.安全、阳光、一流的学校与医疗，8 小时航程可达世界大部分地区。
Quality of life生活品质
#3 in Asia亚洲第 3
Ranked 3rd in Asia and 26th globally for quality of life (Numbeo, 2024).Numbeo 2024 生活质量排名亚洲第 3、全球第 26。
Nature & climate自然与气候
Sun all year四季阳光
Avg. 19°C in January. Beaches, parks and the Ras Al Khor flamingo sanctuary.1 月平均 19°C；海滩、公园与 Ras Al Khor 火烈鸟保护区。
Public safety公共安全
Among the safest安全性极高
Strict laws and a rapid-response police force keep residents secure.严格的法律与快速响应的警务，让居民安心生活。
Getting around交通出行
30 min max最多 30 分钟
From the furthest districts to downtown; driverless metro, average fare ~US$2.最远城区到市中心不超过 30 分钟；无人驾驶地铁，平均车费约 2 美元。
Culture文化与传统
200+ nationalities200+ 国籍
World-class shows at Dubai Opera, racing at Meydan and festivals year-round.Dubai Opera 演出、Meydan 赛马与全年不断的节庆。
Education教育
Global campuses国际名校分校
English-taught schools and branch campuses of leading US, UK and EU universities.英语授课为主，汇聚美、英、欧顶尖大学分校。
Healthcare医疗体系
World-class care一流医疗
Modern private hospitals; insurance plans from ~US$500 a year.设备先进的私立医疗体系，保险年费约 500 美元起。
Connectivity交通便捷
7–8 h to China7–8 小时到中国
DXB handles 90M passengers a year; DWC is planned for 260M.DXB 年客流 9,000 万人次，DWC 规划容量 2.6 亿人次。
07 · Dubai 204007 · 迪拜 2040 城市总体规划
A 20-year roadmap for a city that doubles.一座城市翻倍成长的20 年路线图。
The Dubai 2040 Urban Master Plan directs growth into transit-served centres, doubles open space and puts essentials within a 20-minute reach — shaping where value will grow next.《迪拜 2040 城市总体规划》将增长引向公共交通枢纽周边的城市中心，开放空间翻倍，生活服务 20 分钟可达——决定了下一轮价值增长的方向。
3.3M → 5.8MResidents by 20402040 年常住人口
5 + 1Urban centres (to / beyond 2040)城市中心（2040 前 / 后）
2×Open space in metropolitan Dubai都市区开放空间翻倍
20 minAccess to daily essentials生活服务 20 分钟可达
Deira / Bur DubaiDeira / Bur DubaiDowntown / SZRDowntown / 谢赫扎耶德路Dubai Marina迪拜码头Silicon Oasis硅谷绿洲District 2020District 2020Jebel Ali · beyond 2040杰贝阿里 · 2040 后
Ask how 2040 affects your shortlist了解 2040 规划对选房的影响
FutureCapFor agents & referral partners面向经纪人与推荐合作伙伴
Refer clients. Track deals. Get paid.推荐客户，跟进交易，佣金到账。
- Your deals and commissions at a glance交易与佣金一目了然
- Import clients straight from your contacts从手机通讯录一键导入客户
- Five clear stages, synced live with our CRM五段进度，与 CRM 实时同步
08 · Contact08 · 联系我们
Let’s build your future in Dubai.一起开启你的迪拜未来。
Tell us what you are looking for — a consultant will get back to you within one business day.告诉我们你的需求，顾问将在一个工作日内与你联系。